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Blockchain, Not Bitcoin: Singapore's Fintech Future In Crypto - Web3 Revolution - Full EpisodeFintech also includes the development and use of cryptocurrencies, such as Bitcoin. A cryptocurrency is a digital or virtual currency that uses cryptography. News, intelligence and resources on the global fintech industry including topics such as cryptocurrency. Cryptocurrencies are systems that allow for the secure payments online which are denominated in terms of virtual �tokens,� which are represented by ledger.